Fee-for-Service Dentistry & Financing at Cocozzo Family Dentistry — Malta, NY
Fee-for-Service Care, With Help on Every Claim
Insurance can feel like the most confusing part of going to the dentist, so here's the simple version: Cocozzo Family Dentistry is a fee-for-service practice — we aren't in-network with any insurance plan, including government plans. You pay at the time of your visit, and if you have dental benefits, we send the claim to your insurance company for you and work to get you every dollar of reimbursement you're entitled to.
Tina, our financial coordinator, has been doing this for years and is really good at it. She will call your insurance company. She will follow up. She will exhaust every option before she lets it go. You are not navigating this alone with Tina as your advocate.


Financing That Works for Real Life
Dental work doesn't always come at a convenient time. A broken tooth, an unexpected crown, a treatment plan that's bigger than you budgeted for — these things happen. Cost shouldn't be the reason you put your health on hold. We offer flexible financing so it doesn't have to be.
Applications are quick and decisions are typically fast — so you can move forward with your treatment without added stress.
Financing Options:
- Cash, check, and all major credit cards
- Cherry Financing
- CareCredit
Dental Answers From a Doctor Who's Seen It All
The Cocozzo Family Dentistry blog answers the questions you’re actually wondering — what to do when something hurts, when to come in right away, and how to stay ahead of problems before they get expensive.

